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equal housing opportunity
better business bureau
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Services

HOME PURCHASE

Are you planning to buy a home? Let us guide you through our Home Purchase Process.

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REFINANCE

Enjoy additional savings and gear up on benefits by refinancing your mortgage with us.

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MORTGAGE CALCULATOR

Use our home loan calculator to estimate your mortgage payment, with taxes and insurance.

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>> Refinance Calculator

How to find

How to Find the Best Mortgage for You?

Shawn Sidhu - Mortgage Consultant at C2 Financial Corporation can help

Ready to set out on the journey of purchasing a home or refinancing a mortgage?
You can rely on San Jose mortgage broker Shawn Sidhu to help you find the loan program that’s best for your situation. Our team of mortgage experts will walk you through this major financial decision. For assistance in choosing the right loan program for your unique situation, feel free to

Call (408) 599-3628.

APPLY NOW

Loan Process

How Does the Loan Process Work?

Before you jump into getting a home loan, it’s very smart to familiarize yourself with the basic home loan process.

Decide on your
maximum loan amount

Pre-qualify
for your loan

Provide the required
documents

Get Approved!

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conventional loan program
Conventional Loans

Unless you think you may qualify for a government-backed loan like a VA or FHA loan, odds are a conventional loan will be one of the first types of mortgages you will look at. What is a conventional loan? Put simply, a conventional loan is any mortgage which is not guaranteed by a government agency.

Learn more about Conventional Loans >>

conventional loan program
jumbo loan program
Jumbo Mortgage

If you are thinking of buying a large family home, you may need to do just that. If you have a more modest four-bedroom house in mind, however, you may think you can get away with a standard conforming conventional loan. You would be surprised how many homes fall under the jumbo loan umbrella.

Learn more about Jumbo Mortgages >>

For Assistance

For assistance in choosing the right loan program
for your unique situation.

Call Us for a FREE Consultation!

(408) 599-3628

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Read Our Clients Honest Reviews

C2 Financial Corporation Yelp Review

I had the pleasure of working with Shawn when refinancing a rental property..[Read more]

C2 Financial Corporation Yelp Review C2 Financial Corporation Yelp Review
Bethany M. - Boulder Creek, CA

Read more reviews

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C2 Financial Corporation

how to find

How to Find the Best Mortgage for You?Shawn Sidhu - Mortgage Consultant at C2 Financial Corporation can help

Ready to set out on the journey of purchasing a home or refinancing a mortgage? You can rely on us to help you find the loan program that’s best for you. We have a team of mortgage experts to walk you through this major financial decision. For assistance in choosing the right loan program for your unique situation, feel free to Call (800) 984-0886.



APPLY NOW

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c2 Financial Corporation Shawn
c2 Financial Corporation c2 Financial Corporation c2 Financial Corporation

Loan Process

LOAN PROCESS

c2 Financial Corporation

1. Decide on your maximum loan amount

This is a function of a couple things. What kind of monthly payment are you looking for? And given your unique credit and employment history.

c2 Financial Corporation

2. Pre-qualify for your loan

This is where the process really begins and you save the most money. You will provide details on your employment, assets, and residence history.

c2 Financial Corporation

3. Apply now! We make it easy

Once you have made an offer and the sellers accept it, you should apply for the loan. It couldn't be easier, and you can apply online, right here on our site.

c2 Financial Corporation

4. Your loan is funded

You've answered some few questions, given us lots of information, applied online, and before you know it, you're moving in! Shawn Sidhu

WANT TO GET STARTED?



APPLY HERE

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Read Our Clients Honest Reviews

C2 Financial Corporation Yelp Review

I had the pleasure of working with Shawn when refinancing a rental property. My relator provided his contact information along with a few others and after pre-screening three others..[Read more]..

C2 Financial Corporation Yelp Review C2 Financial Corporation Yelp Review
Bethany M. - Boulder Creek, CA
C2 Financial Corporation Yelp Review

As a realtor, I'm always looking for experienced, knowledgeable lenders. This was my first time working with Shawn and Michelle..[Read more]..

C2 Financial Corporation Yelp Review C2 Financial Corporation Yelp Review
Brandon C. - San Francisco, CA

Read more reviews

Welcome

Welcome to C2 Financial Corporation - Shawn Sidhu Mortgage Consultant

C2 Financial Corporation

How to Find

A Better San Jose Mortgage Experience!

Mortgage consultant Shawn Sidhu at C2 Financial Corporation can help

Ready to set out on the journey of purchasing a home or refinancing a mortgage? You can rely on us to help you find the loan program that’s best for you. We have a team of mortgage experts to walk you through this major financial decision. For assistance in choosing the right loan program for your unique situation, feel free to call (408) 599-3628.

C2 Financial Corporation
C2 Financial Corporation
Mortgage Executive BBB C2 Financial Corporation

Loan Process

THE LOAN PROCESS

1. Decide on your maximum loan amount

This is a function of a couple things. What kind of monthly payment are you looking for? And given your unique credit and employment history.

2. Pre-qualify for your loan

This is where the process really begins and you save the most money. You will provide details on your employment, assets, and residence history.

3. Apply now! We make it easy

Once you have made an offer and the sellers accept it, you should apply for the loan. It couldn't be easier, and you can apply online, right here on our site.

4. Your loan is funded

You've answered some few questions, given us lots of information, applied online, and before you know it, you're moving in! Shawn Sidhu

WANT TO GET STARTED?

C2 Financial Corporation

SOME OF OUR SATISFIED CLIENTS

Second time working with C2 Financial. Once again they came through. Made it easy and convenient to process the loan. Kept me inform at all times during the process. Quick and prompt responses whenever I had questions. Will be looking forward to do more business with this company in the future.


C2 Financial Corporation Yelp Review

Elgin G. – Martinez, CA

C2 Financial Corporation Yelp Review

I am writing this review on behalf of my fiance. We contacted Shawn after reading great reviews on yelp and we were definitely not disappointed. The fact that there are so many great reviews speaks for itself. Both of us (my fiance and I) were new to home buying experience and Shawn did a good job of getting things done on our behalf.


C2 Financial Corporation Yelp Review

Diana D. – Mountain View, CA

C2 Financial Corporation Yelp Review

I had the pleasure of working with Shawn when refinancing a rental property. My relator provided his contact information along with a few others and after pre-screening three others, I knew that he was route to go. The information that Shawn provided was current, accurate, and he made it extremely easy to trust the process. The e-document process helped streamline everything and at my request, made it so that I did not have to leave my office in the City, to do anything face-to-face [read more..]


Bethany M

Bethany M. - Boulder Creek, CA

C2 Financial Corporation Yelp Review

Shawn and Michelle made the remortgaging process a breeze. Good rate and good communication. What more can you ask for?


Eric A

Eric A. San Jose, CA

C2 Financial Corporation Yelp Review

As a realtor, I'm always looking for experienced, knowledgeable lenders. This was my first time working with Shawn and Michelle. The level of professionalism and care shown for my client was exemplary. My client was a first time home buyer and their team made him feel very comfortable and at ease with the process. [read more]


Brandon C

Brandon C. San Francisco, CA

C2 Financial Corporation Yelp Review

We went through Shawn to get a mortgage loan recently. He was available when we had questions and got us the interest rate we wanted. We were happy with the experience and would recommend him to anyone looking for a loan.


Kelly M

Kelly M. San Jose, CA

C2 Financial Corporation Yelp Review

We just recently refinanced our home and it would not have been possible without the help of Shawn and Michelle. There hard work excellent communication and their dedication to help their clients goes way beyond what we had anticipated. They kept us informed every step of the way. When Shawn or Michelle said they would do a certain thing it was done when I had questions or concerns they were there to help..[read more]


Sharon S

Sharon S. Cupertino, CA

C2 Financial Corporation Yelp Review

I would once again like to praise Shawn and Michelle for their professional and efficient handling of our most recent re-fi. The latest rate drop couldn't have happened at a better time, as we needed extra cash for re-piping. No sooner did we start having plumbing problems, Shawn emailed us and stated rates dropped again and we could re-if with no closing costs or appraisal! It was a no-brainier! [read more]


Ms C

Ms C. San Jose, CA

C2 Financial Corporation Yelp Review

SOME OF OUR SATISFIED CLIENTS

Second time working with C2 Financial. Once again they came through. Made it easy and convenient to process the loan. Kept me inform at all times during the process. Quick and prompt responses whenever I had questions. Will be looking forward to do more business with this company in the future.


C2 Financial Corporation Yelp Review

Elgin G. – Martinez, CA

C2 Financial Corporation Yelp Review

I am writing this review on behalf of my fiance. We contacted Shawn after reading great reviews on yelp and we were definitely not disappointed. The fact that there are so many great reviews speaks for itself. Both of us (my fiance and I) were new to home buying experience and Shawn did a good job of getting things done on our behalf.


C2 Financial Corporation Yelp Review

Diana D. – Mountain View, CA

C2 Financial Corporation Yelp Review

I had the pleasure of working with Shawn when refinancing a rental property. My relator provided his contact information along with a few others and after pre-screening three others, I knew that he was route to go. The information that Shawn provided was current, accurate, and he made it extremely easy to trust the process. The e-document process helped streamline everything and at my request, made it so that I did not have to leave my office in the City, to do anything face-to-face [read more..]


Bethany M

Bethany M. - Boulder Creek, CA

C2 Financial Corporation Yelp Review

Shawn and Michelle made the remortgaging process a breeze. Good rate and good communication. What more can you ask for?


Eric A

Eric A. San Jose, CA

C2 Financial Corporation Yelp Review

As a realtor, I'm always looking for experienced, knowledgeable lenders. This was my first time working with Shawn and Michelle. The level of professionalism and care shown for my client was exemplary. My client was a first time home buyer and their team made him feel very comfortable and at ease with the process. [read more]


Brandon C

Brandon C. San Francisco, CA

C2 Financial Corporation Yelp Review

We went through Shawn to get a mortgage loan recently. He was available when we had questions and got us the interest rate we wanted. We were happy with the experience and would recommend him to anyone looking for a loan.


Kelly M

Kelly M. San Jose, CA

C2 Financial Corporation Yelp Review

We just recently refinanced our home and it would not have been possible without the help of Shawn and Michelle. There hard work excellent communication and their dedication to help their clients goes way beyond what we had anticipated. They kept us informed every step of the way. When Shawn or Michelle said they would do a certain thing it was done when I had questions or concerns they were there to help..[read more]


Sharon S

Sharon S. Cupertino, CA

C2 Financial Corporation Yelp Review

I would once again like to praise Shawn and Michelle for their professional and efficient handling of our most recent re-fi. The latest rate drop couldn't have happened at a better time, as we needed extra cash for re-piping. No sooner did we start having plumbing problems, Shawn emailed us and stated rates dropped again and we could re-if with no closing costs or appraisal! It was a no-brainier! [read more]


Ms C

Ms C. San Jose, CA

C2 Financial Corporation Yelp Review