New Banner

Accredited

equal housing opportunity
better business bureau
mortgage executive
california association of mortgage-professionals member

Services

HOME PURCHASE

Are you planning to buy a home? Let us guide you through our Home Purchase Process.

LEARN MORE

REFINANCE

Enjoy additional savings and gear up on benefits by refinancing your mortgage with us.

LEARN MORE

MORTGAGE CALCULATOR

Use our home loan calculator to estimate your mortgage payment, with taxes and insurance.

OPEN CALCULATOR

>> Refinance Calculator

How to find

How to Find the Best Mortgage for You?

Shawn Sidhu – Mortgage Consultant at C2 Financial Corporation can help

Ready to set out on the journey of purchasing a home or refinancing a mortgage?
You can rely on San Jose mortgage broker Shawn Sidhu to help you find the loan program that’s best for your situation. Our team of mortgage experts will walk you through this major financial decision. For assistance in choosing the right loan program for your unique situation, feel free to

Call (408) 599-3628.

APPLY NOW

Loan Process

How Does the Loan Process Work?

Before you jump into getting a home loan, it’s very smart to familiarize yourself with the basic home loan process.

Decide on your
maximum loan amount

Pre-qualify
for your loan

Provide the required
documents

Get Approved!

Content Services

conventional loan program
Conventional Loans

Unless you think you may qualify for a government-backed loan like a VA or FHA loan, odds are a conventional loan will be one of the first types of mortgages you will look at. What is a conventional loan? Put simply, a conventional loan is any mortgage which is not guaranteed by a government agency.

Learn more about Conventional Loans >>

conventional loan program
jumbo loan program
Jumbo Mortgage

If you are thinking of buying a large family home, you may need to do just that. If you have a more modest four-bedroom house in mind, however, you may think you can get away with a standard conforming conventional loan. You would be surprised how many homes fall under the jumbo loan umbrella.

Learn more about Jumbo Mortgages >>

For Assistance

For assistance in choosing the right loan program
for your unique situation.

Call Us for a FREE Consultation!

(408) 599-3628

mobile banner area

mobile testi

Read Our Clients Honest Reviews

C2 Financial Corporation - Shawn Sidhu Yelp Review

I had the pleasure of working with Shawn when refinancing a rental property..[Read more]

C2 Financial Corporation - Shawn Sidhu Yelp Review C2 Financial Corporation - Shawn Sidhu Yelp Review
Bethany M. - Boulder Creek, CA

Read more reviews

Button

C2 Financial Corporation - Shawn Sidhu

how to find

How to Find the Best Mortgage for You?Shawn Sidhu - Mortgage Consultant at C2 Financial Corporation can help

Ready to set out on the journey of purchasing a home or refinancing a mortgage? You can rely on us to help you find the loan program that’s best for you. We have a team of mortgage experts to walk you through this major financial decision. For assistance in choosing the right loan program for your unique situation, feel free to Call (800) 984-0886.



APPLY NOW

Picture

C2 Financial Corporation - Shawn Sidhu
C2 Financial Corporation - Shawn Sidhu C2 Financial Corporation - Shawn Sidhu C2 Financial Corporation - Shawn Sidhu

Loan Process

LOAN PROCESS

C2 Financial Corporation - Shawn Sidhu

1. Decide on your maximum loan amount

This is a function of a couple things. What kind of monthly payment are you looking for? And given your unique credit and employment history.

C2 Financial Corporation - Shawn Sidhu

2. Pre-qualify for your loan

This is where the process really begins and you save the most money. You will provide details on your employment, assets, and residence history.

C2 Financial Corporation - Shawn Sidhu

3. Apply now! We make it easy

Once you have made an offer and the sellers accept it, you should apply for the loan. It couldn't be easier, and you can apply online, right here on our site.

C2 Financial Corporation - Shawn Sidhu

4. Your loan is funded

You've answered some few questions, given us lots of information, applied online, and before you know it, you're moving in! Shawn Sidhu

WANT TO GET STARTED?



APPLY HERE

Banner

Read Our Clients Honest Reviews

C2 Financial Corporation - Shawn Sidhu Yelp Review

I had the pleasure of working with Shawn when refinancing a rental property. My relator provided his contact information along with a few others and after pre-screening three others..[Read more]..

C2 Financial Corporation - Shawn Sidhu Yelp Review C2 Financial Corporation - Shawn Sidhu Yelp Review
Bethany M. - Boulder Creek, CA
C2 Financial Corporation - Shawn Sidhu Yelp Review

As a realtor, I'm always looking for experienced, knowledgeable lenders. This was my first time working with Shawn and Michelle..[Read more]..

C2 Financial Corporation - Shawn Sidhu Yelp Review C2 Financial Corporation - Shawn Sidhu Yelp Review
Brandon C. - San Francisco, CA

Read more reviews

Welcome

Welcome to C2 Financial Corporation - Shawn Sidhu Mortgage Consultant

C2 Financial Corporation - Shawn Sidhu

How to Find

A Better San Jose Mortgage Experience!

Mortgage consultant Shawn Sidhu at C2 Financial Corporation can help

Ready to set out on the journey of purchasing a home or refinancing a mortgage? You can rely on us to help you find the loan program that’s best for you. We have a team of mortgage experts to walk you through this major financial decision. For assistance in choosing the right loan program for your unique situation, feel free to call (408) 599-3628.

C2 Financial Corporation - Shawn Sidhu

C2 Financial Corporation - Shawn Sidhu

Mortgage Executive
BBB
C2 Financial Corporation - Shawn Sidhu

Loan Process

THE LOAN PROCESS

1. Decide on your maximum loan amount

This is a function of a couple things. What kind of monthly payment are you looking for? And given your unique credit and employment history.

2. Pre-qualify for your loan

This is where the process really begins and you save the most money. You will provide details on your employment, assets, and residence history.

3. Apply now! We make it easy

Once you have made an offer and the sellers accept it, you should apply for the loan. It couldn’t be easier, and you can apply online, right here on our site.

4. Your loan is funded

You’ve answered some few questions, given us lots of information, applied online, and before you know it, you’re moving in! Shawn Sidhu

WANT TO GET STARTED?

C2 Financial Corporation - Shawn Sidhu

SOME OF OUR SATISFIED CLIENTS

C2 Financial Corporation - Shawn Sidhu
5.0
Based on 104 Reviews
Prakash A.
Prakash A.
2018-02-15 21:36:29
I've refinanced my home a couple of times, so fairly familiar with the process. Working with Shawn at C2 Financial on my refinance however was pleasantly...
Erik B.
Erik B.
2018-02-08 18:01:21
Another update. I used Shawn on a loan for purchasing a new house. He's streamlined the process even more and it was so easy and quick. I almost didn't...
Cinto S.
Cinto S.
2017-12-04 10:41:01
Shawn is a great mortgage lender who will be there for you till the home closing is done. He is very responsive, transparent, providing great rates. For a...
Syed Ibrahim M.
Syed Ibrahim M.
2017-11-11 18:40:29
I worked with Shawn for getting my pre-approval for our home in east bay area recently. He was referred to me by my realtor. Being first home buyers, Shawn...
Jeremy T.
Jeremy T.
2017-09-24 15:32:57
I recently worked with Shawn in finding and closing on a home in San Jose. He was referred to me by my realtor, and was instrumental in the process. His...
Julie&Ramon LeFrancois
Julie&Ramon LeFrancois
07:29 09 Dec 17
Shawn & his team got us pre approved at an excellent rate. When we went into contract he quickly and efficiently got our loan processed and easily had us ready to close in under 21 days. Shawn was alway ahead of the game. Highly recommended.
Andy K
Andy K
04:10 08 Dec 17
Shawn was referred to me by a friend to manage my mortgage loan life cycle from start to finish. I had an excellent experience with Shawn and his staff. It was easy. They were quick and effective at resolving issues and helpful in clarifying all of my questions and concerns. Shawn was professional, result oriented and focused while guiding me through my home purchasing process, helping me achieve the best possible outcome. I will recommend Shawn and his crew to my friends in the future. Shawn is simply excellent.
Cinto Sunny
Cinto Sunny
18:33 06 Dec 17
Shawn is a great mortgage lender who will be there for you till the home closing is done. He is very responsive, transparent, providing great rates. For a first time buyer like me, it was really important that I had somebody to help me out with all the doubts regarding loan escrow etc. and Shawn would always reply promptly and patiently. He made the whole home buying process a breeze. I would recommend Shawn for any mortgage brokering needs.
Mike Ramos
Mike Ramos
21:09 02 Oct 17
Communication communication communication has been top notch with Shawn. Through out the process Shawn was always quick to respond to any inquires or questions needed. Even when he was in another appointment he promptly let me know that he would get back right away. He actually did everything faster than what he promised. One of the best parts about his was his status updates. He did a very good job on keeping the buyers, sellers, selling agent, and listing agent informed to where everything was in the process. Transparency is key, and he did the best job at it. Shawn is one of the best and I wouldn't hesitate to recommend him and his services.
See All Reviews
C2 Financial Corporation- Shawn Sidhu
5.0
powered by Facebook
Katy Parsons
Katy Parsons
2017-11-28T18:33:47+0000
This Fall one of my beloved clients needed help arranging financing for a move down to San Jose. I connected her to Shawn and just as I had hoped, he and his team blew it out of the water. Not only did my client feel taken care of by Shawn's team, but she was very impressed with the real estate agent that Shawn connected her with. The whole transaction went off without a hitch and I will gladly refer people I know to Shawn in the future.read more
Bala Krishnan
Bala Krishnan
2017-05-27T01:26:37+0000
Shawn is very good professional whom i worked for my home loan and Refi, he makes the process very easy and get best rate.I saved lot of money doing refi through him.I recommend him for any home loan or refi.read more
Craig Connors
Craig Connors
2015-09-16T00:35:44+0000
We have had the pleasure of working with Shawn twice. He is an amazing resource for mortgages and the home buying process in general in Silicon Valley. Both times we were amazed at how smooth and easy the process was, and how great he was at communicating with us each step of the way.read more
Catherine MB
Catherine MB
2014-09-03T19:59:04+0000
Shawn Sidhu always works diligently to get his clients the best possible terms on a mortgage loan. Look him up online at yelp or in SF newspaper. I am definitely not alone in my opinion and you can see his reviews there! Go Shawn!read more
Next Reviews

FREE eBook

FIRST TIME

Buyers Guide 


  • Should You Buy? Why and Why Not?
  • Basic Requirements for a Home Loan
  • Types of Loans
  • Closing Costs Explained

Enter your Email and get your copy, FREE!

x