For more than thirteen years, clients throughout the state of California have been turning to Shawn Sidhu for their mortgage needs. Shawn represents C2 Financial Corporation, which is among the largest mortgage broker/bankers in the country. C2 is licensed throughout 9 states and partners with a network of approximately 75 wholesale/correspondent lenders.
This gives Shawn the opportunity to unite the best of both worlds: the resources of a large company with personal one-on-one service. Shawn specializes in helping homebuyers who have challenging loan requirements and who might face obstacles going through direct lenders. Because Shawn has access to C2’s extensive network, he is able to match his customers with the lenders which can best fit their needs.
Shawn’s passion for real estate dates back much longer than thirteen years. It was actually born at an early age when he began working for a small mortgage brokerage firm owned by his father in Union City.
This experience not only helped him learn the ropes, but also helped him discover what he wanted to do with the rest of his life: help home buyers and homeowners throughout California to live out their dreams in comfort and security.
After graduating from Saint Mary’s College with a B.S. in Economics and Business Administration, Shawn went on to do just that. His mission isn’t just to aid buyers in their home purchases, but to help them build the lives they imagine.
Those who lived in the San Francisco Bay Area, during the recession know that California was hit particularly hard by the financial crisis. During those difficult years, Shawn was able to salvage many underwater homeowners. Now, in the buyer-friendly market of 2018, he is able to help customers to lock in competitive interest rates on loans for home purchase or a refinance. As a lifelong resident of the San Francisco Bay Area, his local expertise give him an edge in the market which he leverages to connect clients with suitable loans.
Along with conventional loans and jumbo loans, some of Shawn’s specialties include FHA loans, reverse mortgages, stated income and bank statement loans, construction loans, commercial loans as well as VA loans. Whatever your needs, there is a loan product which can help turn your dreams into a reality.
When you work with Shawn, he will guide you through the entire mortgage process from A to Z, ensuring that every step of the way, your questions are answered and you are receiving the highest standard of customer service. Thank you for choosing Shawn as your mortgage expert!
Mindy Witherell is fully licensed and has been processing mortgage loans for over 25 years. Mindy has said that her passion is organization and paperwork, she enjoys her job, the housing industry .
On a personal front, Mindy enjoys spending time with her growing family. Mindy has two adult sons who have recently gotten married, she has a supportive husband and 2 very spoiled 10-pound Maltese dogs. One of Mindy’s favorite hobbies is making quilts, pillow cases etc., and she donates all she can to charitable organizations thru her quilt guilds.
Pam has been working on the mortgage side of the business for over five years. Prior to loan processing, Pam had many years of experience working with several local homebuilders. She worked in all aspects of the builder side, from offsite budgeting and construction through final product and tract acceptance. She is very organized and is calm under pressure.
When not hard at work, she enjoys spending time with her husband, two boys, and two adorable dogs. They enjoy baseball games (on TV or at the stadium) and are big fans of the A’s, Giants and, of course, whichever team her younger son is playing for. She volunteers whenever possible at all school functions and for all baseball activities.