How the Fannie Mae HIRO Program Can Lower Your Mortgage Payment and Avoid Foreclosure

Many homeowners have been asking, what can I do if I can’t pay my mortgage? The Fannie Mae HIRO loan program could help. Many American homeowners have suffered reduced income or loss of employment during this past year due to the coronavirus pandemic. Forbearance and loan modification programs can help, but many covid-related housing relief programs […]

The Streamline Refinance Explained

Have you heard of the term “streamline refinance”? Lenders certainly have and when you discover what this process actually is, you may very well decide it’s time to refinance after all. A streamline refinance is where an existing mortgage is completely replaced by a new one. The term was originally coined when the Federal Housing […]

Top 3 Government-Backed Mortgage Loans

Financing a primary residence means having the most financing options available in today’s marketplace. For those wanting to buy and finance investment real estate there are fewer albeit very competitive choices. But with a primary residence, there are plenty and are divided into two basic categories- conventional and government-backed mortgage loans. A conventional loan is […]

How to Calculate a Jumbo VA Loan Amount

If you’re eligible for a VA loan and want to come to the closing table with as little money as possible, a VA loan is going to be hard to beat and for several reasons. The most popular is probably not requiring a down payment. That is at least up to the maximum VA loan […]

HARP Loans San Francisco

HARP Loans San Francisco It has been a few years now since the financial recession was at its peak.  But those years are something that no homeowner in San Francisco will ever forget.  If your mortgage wasn’t underwater in the recession, chances were good you knew more than a few homeowners who were in that […]

You Can Still Take Advantage of HARP (Home Affordable Refinance Program) Today!

You can still take advantage of HARP (Home Affordable Refinance Program) it has been extended through 2015! There is a misconception about this program its not for just borrowers with negative equity or minimum equity. Even in the case of having a loan to value ratio under 80% or equity of more then 20% is […]