With all the economic uncertainty pressing into 2022, VA loans are still one of the top home loan options for members of the military and their spouses. First-time homebuyers and those relocating can benefit greatly by applying for a VA loan. What’s more, a VA loan can help establish financial stability by building equity through […]
Learning how to finance a rental property is similar to financing a primary residence or vacation home. Most lenders follow the same general set of guidelines and funding often comes from the same sources. In general, mortgage financing for rental properties is often approved using standards set by Fannie Mae or Freddie Mac, although there […]
Qualifying for a mortgage isn’t always a straightforward process and your financial picture might not fit a simple profile. Tenancy in common offers a modern financing solution to help you build your wealth through property ownership. Sometimes the tenants in common have equal stakes in the property, but more often than not, buyers own different […]
When your income is derived from investments, self-employment, or non-traditional assets, qualifying for a mortgage isn’t always a straightforward process. We understand that your financial picture might not fit a simple checklist. Non-QM Jumbo Loans offer a viable solution to help you qualify for a competitive loan and keep building build your wealth. Non-QM jumbo […]
If you or a family member is a homeowner over the age of 62, you may have considered a reverse mortgage to access your home equity. However, did you know that a Golden Equity line of credit can offer more flexibility than a reverse mortgage? Often, it includes stronger benefits depending on your financial goals. […]
Home renovations and remodels come in all shapes and sizes. Blowout kitchens, bonus rooms, adding a home office, or giving your bathroom a facelift. Thousands of homeowners across the country are refinancing their mortgages to take advantage of low mortgage rates. So if you’re thinking about refinancing to start a home remodel, you’re in good […]
If all-cash offers and bidding wars are still popping up in your area, the strategies in this article can help you compete. Depending on where you’re shopping for a new home, the competition can be frustrating. Multiple offers and bidding wars add a lot of stress for everyone involved, and an all-cash offer can tip […]
Selling a condo can be very different from selling a home. The good news is that it’s often a faster process to sell a condo vs. selling a home. New homebuyers often look for condos as a first step toward homeownership, and condo buyers appreciate the lower cost and lower maintenance compared to single-family homes. […]
When you’re self-employed, qualifying for a mortgage isn’t always a straightforward process. While some homebuyers might compare online mortgage lenders for quick approval, your financial picture might not fit a simple checklist. That said, qualifying for a mortgage when you’re self-employed can be easier than you think–especially when you partner with a mortgage broker who […]
If you’ve been house shopping for a while, you may have considered building your dream home from the ground up. In some states, it’s much cheaper to build your own home, but in other areas it can be even more expensive. Costs of materials, construction, architects, blueprints, and getting everything delivered can be a struggle. […]
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